KudoFi (“Kudo,” “we,” “our,” or “us”) recognizes the importance of protecting the privacy and confidentiality of the information entrusted to us. This Privacy Policy describes how we collect, use, disclose, retain, and protect personal information obtained through our website, financing application process, and related services.
By accessing or using our website, submitting an inquiry, or otherwise providing information to Kudo, you acknowledge that your information will be collected, used, and disclosed in accordance with this Privacy Policy.
Information We Collect
We may collect information that you voluntarily provide when you interact with our website or services, including but not limited to:
- Full name
- Business name
- Business address
- Email address
- Telephone number
- Financing needs and requested loan amount
- Business ownership information
- Business financial information
- Supporting documentation submitted during the application process
- Communications with Kudo, including emails, phone calls, and messages
- Any additional information you choose to provide
We may also automatically collect certain technical information when you visit our website, including:
- IP address
- Browser type and version
- Device information
- Operating system
- Pages viewed
- Date and time of access
- Referral source
- Cookies and similar tracking technologies
- Website usage analytics
How We Use Your Information
We use the information we collect for legitimate business purposes, including to:
- Evaluate financing inquiries
- Match businesses with potential financing solutions
- Facilitate the financing application process
- Share information with participating lending partners when appropriate
- Verify the accuracy of submitted information
- Communicate regarding financing requests and account activity
- Respond to customer inquiries and support requests
- Improve our website, products, and services
- Maintain the security and integrity of our systems
- Detect, prevent, and investigate fraud or unauthorized activity
- Comply with applicable laws, regulations, and legal obligations
- Send marketing or promotional communications where permitted by law
How We Share Information
Kudo is not a direct lender. To assist in identifying financing opportunities, we may share information you provide with carefully selected third parties, including:
- Banks
- Credit unions
- SBA lenders
- Alternative financing providers
- Commercial lending institutions
- Service providers supporting our operations
- Technology and software vendors
- Professional advisors
- Government agencies or regulatory authorities when required by law
We share information only as reasonably necessary to provide our services, operate our business, comply with legal obligations, or protect our legal rights.
We do not sell personal information to third parties for their independent marketing purposes.
Cookies and Tracking Technologies
Our website may use cookies, pixels, and similar technologies to:
- Maintain website functionality
- Improve user experience
- Remember user preferences
- Analyze website traffic
- Measure marketing effectiveness
- Enhance website performance
- Protect against fraud and abuse
Most web browsers allow users to manage or disable cookies through their browser settings. Disabling cookies may affect certain website functionality.
Data Security
Kudo maintains administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, misuse, or destruction.
While we employ commercially reasonable security measures, no method of transmission over the Internet or electronic storage system can be guaranteed to be completely secure. Accordingly, we cannot guarantee the absolute security of information transmitted electronically.
Data Retention
We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, comply with legal obligations, resolve disputes, enforce our agreements, and maintain appropriate business records.
Retention periods may vary depending on the nature of the information and applicable legal requirements.
Third-Party Websites
Our website may contain links to third-party websites or services that are not owned or controlled by Kudo.
We are not responsible for the privacy practices, security, or content of third-party websites. We encourage users to review the privacy policies of any third-party website they visit.
Marketing Communications
Where permitted by applicable law, Kudo may send communications regarding:
- Financing opportunities
- Application updates
- Educational resources
- Company announcements
- Promotional offers
- Service updates
You may opt out of receiving marketing communications at any time by following the unsubscribe instructions included in our communications or by contacting us directly.
Please note that even if you opt out of marketing communications, we may continue to send transactional or service-related communications regarding your financing inquiry or relationship with Kudo.
Your Privacy Rights
Depending on your jurisdiction, you may have certain rights regarding your personal information, including the right to:
- Request access to personal information we maintain
- Request correction of inaccurate information
- Request deletion of personal information where permitted by law
- Request information regarding how personal information is collected and used
- Object to or restrict certain processing activities where applicable
- Withdraw consent where processing is based upon consent
- Opt out of marketing communications
To exercise applicable privacy rights, please contact us using the information provided below.
Children’s Privacy
Kudo’s services are intended solely for individuals who are at least eighteen (18) years of age and are seeking business financing.
We do not knowingly collect personal information from children under the age of 18. If we become aware that information has been collected from a child without appropriate authorization, we will take reasonable steps to delete such information.
California Privacy Notice
Residents of California may have additional privacy rights under applicable California law, including the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), where applicable.
California residents may have the right to request access to certain personal information, request deletion of personal information, request correction of inaccurate information, and obtain additional information regarding our data practices, subject to applicable legal exceptions.
Requests may be submitted using the contact information provided below.
Do Not Track Signals
Some web browsers incorporate a “Do Not Track” feature that signals a user’s preference regarding online tracking.
Because there is currently no universally accepted standard governing these signals, our website may not respond to “Do Not Track” requests.
Changes to This Privacy Policy
Kudo reserves the right to modify or update this Privacy Policy at any time. Any changes will become effective upon posting the revised Privacy Policy on this page together with an updated “Last Updated” date.
Your continued use of our website or services following the posting of changes constitutes your acceptance of the revised Privacy Policy.
Contact Us
If you have questions regarding this Privacy Policy or our privacy practices, please contact us:
Kudo
Email: info@kudofi.com
Website: https://kudofi.com
Important Disclaimer
Kudo is a business financing marketplace and referral platform. Kudo is not a lender, does not make credit decisions, and does not guarantee approval for any financing product. Financing is offered by participating financial institutions and lending partners, each of which maintains its own underwriting criteria, terms, conditions, and privacy practices. Information submitted through Kudo may be shared with participating lending partners for the purpose of evaluating potential financing opportunities in accordance with this Privacy Policy.
Last Updated: July 19, 2026