Reduce the pressure of high-cost business debt with a personalized restructuring plan designed to lower payments, improve cash flow, and create a more manageable path forward.
Reduce Weekly or Daily
Payment Pressure
Create a More Manageable
Repayment Schedule
Keep More Working Capital
in Your Business
Solutions Built Around
Your Business
Business debt restructuring may help companies facing heavy daily or weekly payment obligations create a more sustainable repayment plan. By reviewing your existing business debt and cash-flow challenges, a restructuring solution may reduce payment pressure, extend repayment timelines, and help your business retain more working capital. The goal is to create a clearer and more manageable path toward resolving eligible obligations while allowing your business to continue operating and focusing on long-term stability.
A customized approach that may help negotiate lower daily or weekly payments, extend repayment timelines, and create a more manageable payment arrangement.
Eligible businesses may be able to replace existing high-cost obligations with a new financing structure designed to simplify payments and improve cash flow.
The business currently has one or more merchant cash advances or other eligible high-cost business obligations.
Daily or weekly withdrawals are placing significant pressure on operating cash flow and the ability to cover regular business expenses.
The company remains open and operating with ongoing business activity that can be reviewed when developing a possible restructuring plan.
A valid government-issued form of identification may be requested for each applicable business owner.
Recent statements may be reviewed to understand revenue, account activity, existing withdrawals, and current cash-flow conditions.
Existing agreements, current balances, payment schedules, payoff information, and details regarding each obligation may be requested.
Business debt restructuring may be worth exploring when daily or weekly debt payments are placing significant pressure on your company’s cash flow. It may help businesses with merchant cash advances or other eligible high-cost obligations pursue lower payments, extended repayment timelines, or a more manageable payment structure. This type of solution is often best suited for businesses that remain active and generating revenue but need additional flexibility to cover operating expenses, stabilize cash flow, and work toward resolving existing obligations.
Check EligibilityBusiness debt restructuring is a process that may modify the payment structure or repayment timeline of eligible business obligations. The goal is generally to create more manageable payments and reduce pressure on the company’s operating cash flow.
Eligibility depends on the restructuring provider and the terms of each obligation. Merchant cash advances and certain other high-cost business financing obligations may be considered after a review of the business’s current debt and financial situation.
Depending on the business’s circumstances and the available restructuring solution, payments may become more manageable through an adjusted payment amount, repayment schedule, or extended timeline. Results vary and are not guaranteed.
Debt restructuring is generally intended to help an active business address payment pressure while continuing normal business operations. Each situation is different, and available options depend on the company’s financial circumstances.
The process generally begins with a review of your existing obligations, payment schedules, business revenue, and current cash flow. Available restructuring or refinancing options may then be evaluated based on your company’s circumstances.
Timing depends on the number and type of existing obligations, the availability of documentation, and the complexity of the business’s financial situation. Providing complete information may help support a more efficient review.
You may be asked to provide recent business bank statements, identification, existing financing agreements, current balances, payment information, payoff details, and other business or financial records.
Debt restructuring does not automatically eliminate business debt. It generally aims to create a more manageable path for addressing eligible obligations through a revised payment structure, refinancing solution, or other available arrangement.
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